Looking to buy business insurance in Maine? You’ll want an insurance company that provides advice to local individuals and businesses about your financial investments and provide the insurance needed to protect your interests. Additionally, they should help make your company maintain their responsibilities with the appropriate level of and proper types of insurance for your business.
- Professional liability insurance protects a business against claims when an accident occurs and they cause damage through the use of their services.
- Product liability insurance is necessary for even the safest of products, as nobody can predict how an end user might misuse a product to cause injury or damage, nor can anyone determine in advance how a judge might rule on the level of responsibility the manufacturer must accept in such a situation.
- Property insurance is a must for any home or commercial building as it provides a resource against potential fire or storm damage which would likely cause a larger expense than most people are able to cover unexpectedly.
- Vehicle insurance is also required for company owned or leased transport just as private cars are required to be insured for liability and collision damage.
- Worker’s Comp provides insurance in case of an accident on the job in which an employee is injured. You probably feel horrible about an injury, there is no need to compound the situation by having to pay additional medical bills.
- Business interruption insurance is a must for people who work outdoors or in an area which experiences extreme weather. It applies when natural disasters or unpredictable reasons force a business to close for an extended period.
