When a car accident leaves you with serious injuries, life can be hard. You may need a long time in recovery, which can add to your financial distress. Indiana follows the standard fault-based system. If the other driver’s neglect or disregard for safety caused the accident, you can ask for compensation. You can either consider filing a personal injury lawsuit, or an insurance claim with their insurer.
Of course, things are rarely this simple in a car accident. Insurance companies often look for flimsy reasons to deny claims, and the other party may never admit their fault. For legal representation and advice, you may want to hire a personal injury lawyer Fort Wayne. In this post, we are sharing more on why hiring a car accident lawyer is so important.
Know your claim’s worth
Do you have a valid car accident claim in the first place? Just because you believe that the other party was at fault doesn’t mean you have a case. Indiana follows the modified comparative fault rule, so if you had a share of fault, your settlement will reduce accordingly. Depending on the circumstances and facts of the case, your attorney can give a fair and unbiased overview of your car accident claim.
Bolster your case
You need to prove that you suffered injuries in the car accident that was caused by the other driver’s fault. This is easier said than done. Your attorney is key to gathering evidence, witness testimonials, and other evidence that will bolster the case. While most car accident claims are settled outside of court, your lawyer will work on gathering evidence, in case a trial looks imminent.
Get help with insurance claims
Filing your car accident claim and negotiating with the claims adjuster can be tough. Insurance companies are in business for profit, and claims adjuster will try every possible way to reduce the claim settlement. Make sure to hire a lawyer, because they can represent you in the matter. They can deal with the claims adjuster directly, and if the settlement seems unfair, or your claim is denied, they can proceed with a lawsuit against the at-fault driver.
Indiana allows two years to file personal injury lawsuits after a car accident, as per the statute of limitations. You need an attorney early, so that you have enough time to consider all your options. Your lawyer can handle the proceedings, as you recover at home.