Road accidents occur almost every day in different regions of the world and in most cases, road accidents cause only material damage. Unfortunately, road accidents can also cause more serious damage which can also be called a bodily injury. Victims of road accidents can be drivers, passengers, pedestrians or cyclists. Being a victim of a car accident entitles you to compensation.

However, there is one exception: if you are a driver and you are the cause of the accident, you may not be compensated. Everything depends on the guarantees provided in your insurance contract. You must have taken out the personal injury guarantee.

In the event of the death of the victim of a car accident, his or her next of kin or family members may obtain compensation.

Medical, Administrative and Legal Procedures

To be eligible for compensation, you must report the accident within 5 days to your insurance provider. You must send your insurance letter explaining the damage you have suffered. This letter must be accompanied by the maximum number of supporting documents at your disposal, and these documents can be a medical certificate, hospitalization certificate, notice of work stoppage, accident report etc. Most of the time, the insurer will launch a procedure to determine the extent of the bodily injury you have suffered as a result of the accident. Once the investigation is completed, you will receive the expert’s report from the insurer within 20 days (from the medical appointment).

For pedestrians, cyclists and passengers: the bodily injuries suffered are fully compensated.

If you are the driver, your compensation will depend on your liability in the accident and the insurance contract you have taken out. If you accept the offer offered by your insurance, you will receive the payment corresponding to the amount of compensation within 45 days of acceptance.

The conclusion to the issue

Not many road accidents are planned, most occurs in a matter of seconds and its all over. Causes of the road or car accidents are numerous, and you can be a victim of it even if you respect traffic laws. However, in most cases you are victimized by accidents caused by a third party and you will want to get full compensation from either your insurance company or of the person whose recklessness caused the accident, Levinson Law Group can help. You will be provided with legal advice on steps you should follow and the things you should do.